Disclaimers

Broker identification

Anthony Almazan is a licensed real estate broker in Arizona, operating as The Brokery. Arizona Department of Real Estate rules (A.A.C. R4-28-502) require that all advertising targeting Arizona residents, including a general resource site like this one that isn't tied to one specific listing, clearly identify the employing broker's legal name or registered DBA, visible without requiring the visitor to scroll to find it. That's why “The Brokery” appears in the header on every page of this site, not just the footer.

Not legal advice

Nothing on this site is legal advice. Foreclosure law involves deadlines that, once missed, generally cannot be undone. The content here explains general concepts and processes; it does not account for your specific loan documents, your specific timeline, or circumstances unique to your situation. For a decision with real legal consequences, consult a licensed Arizona attorney or a HUD-approved housing counselor.

Not financial, tax, or accounting advice

Nothing on this site is financial, tax, or accounting advice. Decisions about selling, short-selling, reinstating a loan, or letting a home go to foreclosure can have real tax consequences (including potential cancellation-of-debt income) that vary by individual circumstance. Consult a CPA or tax professional before making a decision based on anything calculated here.

Calculator and estimate accuracy

Every number produced by the equity calculator, the game plan tool, or the net proceeds estimator is an estimate, built from assumptions you provide and default figures that may not match your actual transaction. These tools do not pull real-time payoff quotes from your lender, do not reflect a title company's final calculations, and are not a substitute for an actual closing statement. Actual net proceeds are determined by your title company at closing and may differ from any estimate shown here.

No agency or representation implied

Visiting this site, using any calculator, or submitting your information does not create a real estate agency relationship, an attorney-client relationship, or any other professional or fiduciary relationship. A representation relationship with Anthony Almazan or The Brokery begins only when a written agreement is signed.

Property and tax data

Property tax estimates are pulled from public county assessor records where available and are estimates only, not final tax bills. Assessor data can be delayed, incomplete, or specific to a prior tax year. Confirm exact figures with the relevant county treasurer or your title company before relying on them.

Third-party resources

This site may link to or reference outside resources, including HUD-approved housing counselors, the Arizona Department of Insurance and Financial Institutions (DIFI), or bankruptcy and legal aid organizations. These are provided as informational starting points. Referencing an outside organization is not an endorsement of, and does not create any relationship with, that organization.

Equal housing opportunity

Anthony Almazan and The Brokery are committed to equal housing opportunity in compliance with the federal Fair Housing Act. Housing opportunities and services described on this site are available to all without regard to race, color, religion, sex, national origin, familial status, or disability.

No guaranteed outcome

Nothing on this site guarantees that foreclosure will be avoided, that a home will sell at any particular price or within any particular timeframe, or that any specific financial result will occur. Every situation is different, and outcomes depend on facts specific to each homeowner's circumstances.